About d.grafico

This author has not yet filled in any details.
So far d.grafico has created 47 blog entries.

How to manage the purchase and sale of homes when there are outstanding mortgages

When a foreigner decides to buy a property in Torrevieja, one of the most common questions is what happens when the property still has an outstanding mortgage. Far from being an obstacle, this is a very common situation in Spain and completely manageable, provided it is done with the appropriate legal advice. A property with a mortgage cannot be freely transferred without first settling that lien. Therefore, the first step is to request a certificate of outstanding debt from the bank, a document that indicates exactly how much remains to be paid at the time of the [...]

How to manage the purchase and sale of homes when there are outstanding mortgages2025-11-24T15:36:05+00:00

The expropriation process in Spain and how it can affect you as a property owner

When someone decides to buy a home in Torrevieja or anywhere else in Spain, they usually focus on aspects such as location, price, and zoning regulations. However, there is a lesser-known but equally important concept for property owners: eminent domain. Understanding how this process works and in what cases it might apply is essential to protecting your rights as a property owner. Expropriation is a procedure by which the Public Administration can acquire private property for reasons of public interest. This can occur, for example, to build roads, expand infrastructure, create public spaces, or develop urban projects. [...]

The expropriation process in Spain and how it can affect you as a property owner2025-11-24T15:32:51+00:00

Legal aspects when buying a property in protected coastal areas in Spain

Spain has an extensive coastline, and areas such as the Costa Blanca, including Torrevieja and Ciudad Quesada, are especially attractive for foreign buyers who are looking for a second home or to invest in tourist properties. However, many of these areas are located within protected coastal zones, which involve specific legal regulations that can affect the purchase and sale of real estate. Knowing them is key to ensuring a safe investment. Protected coastal areas are regulated by the Coastal Law and by regional and municipal regulations that aim to preserve the coastline from excessive urbanization and to [...]

Legal aspects when buying a property in protected coastal areas in Spain2025-10-24T12:39:38+00:00

Buying a home in Spain with a company: advantages and legal considerations

It's becoming increasingly common for foreign investors to choose to purchase a home in Torrevieja through a company rather than as an individual. This option can offer tax advantages, greater flexibility, and asset protection, but it also involves legal considerations that shouldn't be ignored. One of the main benefits of acquiring a property through a company is tax optimization. Depending on the investor's country of residence and the company's structure, it is possible to reduce some taxes related to sales, non-resident income tax, and transfer fees. Furthermore, managing multiple properties through a company can simplify accounting and [...]

Buying a home in Spain with a company: advantages and legal considerations2025-10-06T11:45:20+00:00

Documents required to inherit property as a foreigner in Spain

Receiving an inheritance in Spain can be a complex process, especially if the heir resides in another country and is unfamiliar with local regulations. In areas like Torrevieja or Ciudad Quesada, where many properties belong to foreign citizens, it's very common for heirs to also be foreign nationals. If this is your case, it's important to know what documentation you need and how to properly process it to avoid legal or tax issues. When a foreigner inherits a property in Spain, they must face a series of formalities that depend not only on the will or family [...]

Documents required to inherit property as a foreigner in Spain2025-10-06T11:39:41+00:00

How urban planning laws affect home sales in Spain

When purchasing a home in Torrevieja or any other area of ​​the Costa Blanca, many foreigners focus on factors such as price, location, and the condition of the property. However, there is one key legal factor that is not always taken into account and that can have significant consequences: compliance with planning laws. Urban planning laws in Spain regulate land use, territorial planning, and the conditions that buildings must meet. These regulations are established at the state, regional, and municipal levels, so they can vary depending on the location of the property. Ignoring this aspect can lead [...]

How urban planning laws affect home sales in Spain2025-10-06T11:35:37+00:00

Consumer Protection When Buying a New Home: Your Legal Rights

Buying a new-build home is a major decision that involves a significant investment and high expectations. For those looking to buy a home in Torrevieja, it's essential to understand not only the legal process of buying and selling, but also the rights that the law grants buyers as consumers. In Spain, buyers of new homes are protected by various regulations that ensure the transaction is carried out with transparency, security, and minimum guarantees. These laws are specifically designed to protect those who purchase their future home from developers or construction companies, who often have a more powerful [...]

Consumer Protection When Buying a New Home: Your Legal Rights2025-08-26T08:06:15+00:00

How to manage taxes when selling a second home in Spain

Selling a home in Spain may seem like a simple process, but if it's a second home and the seller is a foreigner, it's essential to pay attention to tax issues. This is not only to avoid penalties, but also to plan the transaction well and avoid financial surprises. In areas like the Costa Blanca, many foreign citizens own a second home that they use for part of the year or rent out as a holiday rental. When it comes time to sell it, common questions arise: What taxes do I have to pay? Will I have [...]

How to manage taxes when selling a second home in Spain2025-08-25T12:46:47+00:00

The role of the lawyer in negotiations with real estate developers

Buying a new-build home in Spain may seem like a straightforward process at first glance. Real estate developers typically offer pre-defined packages, established deadlines, and seemingly controlled management. However, for those looking to buy a home in Torrevieja, especially foreigners, having the support of a lawyer is an essential guarantee of legal security. The role of a lawyer in negotiations with developers goes far beyond reviewing a contract. First, a real estate lawyer will carefully analyze the general terms and conditions of the purchase agreement: delivery times, payment methods, late fees, completion guarantees, quality standards, and the [...]

The role of the lawyer in negotiations with real estate developers2025-08-19T13:43:55+00:00

Buying homes under construction: risks and legal guarantees

Buying a home off-plan or under construction can be an excellent opportunity for those looking to invest on the Costa Blanca or establish residence in Spain. However, it also entails risks that should be carefully considered. If you're thinking about buying a home in Torrevieja under these conditions, it's essential to know the legal guarantees that protect you... and to seek the advice of a specialized lawyer. One of the main attractions of buying a home under construction is the price, which is usually more competitive than that of a finished home. Furthermore, the buyer can influence [...]

Buying homes under construction: risks and legal guarantees2025-08-19T13:40:09+00:00
© 2019 A&G Lawyers Torrevieja, Orihuela Costa & Ciudad Quesada - 965 505 305 - C / Ramón Gallud 78 1ºA - Torrevieja (Alicante) - info@lawyersag.com
This web uses its own cookies. By clicking in Accept button, you accept the use of these technologies to process your data based on these purposes. More information   
Privacidad
Go to Top