How to manage the purchase and sale of homes when there are outstanding mortgages

When a foreigner decides to buy a property in Torrevieja, one of the most common questions is what happens when the property still has an outstanding mortgage. Far from being an obstacle, this is a very common situation in Spain and completely manageable, provided it is done with the appropriate legal advice. A property with a mortgage cannot be freely transferred without first settling that lien. Therefore, the first step is to request a certificate of outstanding debt from the bank, a document that indicates exactly how much remains to be paid at the time of the [...]

How to manage the purchase and sale of homes when there are outstanding mortgages2025-11-24T15:36:05+00:00

The expropriation process in Spain and how it can affect you as a property owner

When someone decides to buy a home in Torrevieja or anywhere else in Spain, they usually focus on aspects such as location, price, and zoning regulations. However, there is a lesser-known but equally important concept for property owners: eminent domain. Understanding how this process works and in what cases it might apply is essential to protecting your rights as a property owner. Expropriation is a procedure by which the Public Administration can acquire private property for reasons of public interest. This can occur, for example, to build roads, expand infrastructure, create public spaces, or develop urban projects. [...]

The expropriation process in Spain and how it can affect you as a property owner2025-11-24T15:32:51+00:00

Legal aspects when buying a property in protected coastal areas in Spain

Spain has an extensive coastline, and areas such as the Costa Blanca, including Torrevieja and Ciudad Quesada, are especially attractive for foreign buyers who are looking for a second home or to invest in tourist properties. However, many of these areas are located within protected coastal zones, which involve specific legal regulations that can affect the purchase and sale of real estate. Knowing them is key to ensuring a safe investment. Protected coastal areas are regulated by the Coastal Law and by regional and municipal regulations that aim to preserve the coastline from excessive urbanization and to [...]

Legal aspects when buying a property in protected coastal areas in Spain2025-10-24T12:39:38+00:00

Documents required to inherit property as a foreigner in Spain

Receiving an inheritance in Spain can be a complex process, especially if the heir resides in another country and is unfamiliar with local regulations. In areas like Torrevieja or Ciudad Quesada, where many properties belong to foreign citizens, it's very common for heirs to also be foreign nationals. If this is your case, it's important to know what documentation you need and how to properly process it to avoid legal or tax issues. When a foreigner inherits a property in Spain, they must face a series of formalities that depend not only on the will or family [...]

Documents required to inherit property as a foreigner in Spain2025-10-06T11:39:41+00:00

How urban planning laws affect home sales in Spain

When purchasing a home in Torrevieja or any other area of ​​the Costa Blanca, many foreigners focus on factors such as price, location, and the condition of the property. However, there is one key legal factor that is not always taken into account and that can have significant consequences: compliance with planning laws. Urban planning laws in Spain regulate land use, territorial planning, and the conditions that buildings must meet. These regulations are established at the state, regional, and municipal levels, so they can vary depending on the location of the property. Ignoring this aspect can lead [...]

How urban planning laws affect home sales in Spain2025-10-06T11:35:37+00:00

Consumer Protection When Buying a New Home: Your Legal Rights

Buying a new-build home is a major decision that involves a significant investment and high expectations. For those looking to buy a home in Torrevieja, it's essential to understand not only the legal process of buying and selling, but also the rights that the law grants buyers as consumers. In Spain, buyers of new homes are protected by various regulations that ensure the transaction is carried out with transparency, security, and minimum guarantees. These laws are specifically designed to protect those who purchase their future home from developers or construction companies, who often have a more powerful [...]

Consumer Protection When Buying a New Home: Your Legal Rights2025-08-26T08:06:15+00:00

Buying homes under construction: risks and legal guarantees

Buying a home off-plan or under construction can be an excellent opportunity for those looking to invest on the Costa Blanca or establish residence in Spain. However, it also entails risks that should be carefully considered. If you're thinking about buying a home in Torrevieja under these conditions, it's essential to know the legal guarantees that protect you... and to seek the advice of a specialized lawyer. One of the main attractions of buying a home under construction is the price, which is usually more competitive than that of a finished home. Furthermore, the buyer can influence [...]

Buying homes under construction: risks and legal guarantees2025-08-19T13:40:09+00:00

Legal aspects of rent-to-own in Spain

For many foreigners looking to settle in Spain or invest in a second home, rent-to-own has become a very attractive option. This option offers the possibility of living in a rental property for a specific period of time, with the option to purchase it later under pre-agreed terms. However, like any contract with financial and property implications, it is essential to understand the legal requirements before signing. Rent-to-own combines two contracts in one: on the one hand, the standard lease agreement; on the other, the tenant's exclusive right to acquire the property within a specified period and [...]

Legal aspects of rent-to-own in Spain2025-06-24T11:22:11+00:00

How Brexit affects property purchases by British citizens in Spain

Since the United Kingdom officially left the European Union, many British citizens have wondered how Brexit affects their right to buy a home in Torrevieja or other areas along the Spanish coast. The short answer is that it's still completely legal and possible, but with more steps and requirements than before. Until 2020, Britons enjoyed the same rights as any other European citizen. However, following Brexit, their legal status has changed: they are now considered non-EU citizens, which entails certain adjustments in both administrative procedures and tax and residency matters. One of the most significant changes concerns [...]

How Brexit affects property purchases by British citizens in Spain2025-06-24T11:07:06+00:00

The impact of international agreements on the purchase and sale of expatriate housing

Globalization has made it easier for more and more foreign citizens to decide to buy a home in Torrevieja, one of the most attractive areas on the Costa Blanca. However, behind a seemingly simple real estate transaction, there are numerous legal factors that must be taken into account, especially when the buyer or seller resides in another country. In this context, international agreements play a fundamental role. Bilateral treaties signed between Spain and other countries can directly affect tax conditions, property rights, and even inheritance processes for a property in Spain. For example, in many cases, the [...]

The impact of international agreements on the purchase and sale of expatriate housing2025-05-12T08:29:55+00:00
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